It’s time again to start preparing your child for the new school year. While your children might be more pre-occupied with the loss of their free time over the Summer holidays and the prospect of homework, parents will have many big purchasing decisions to make. With a recent ILCU survey finding that the cost of a child returning to school to be around €400, and 1 in 20 parents needing to borrow to cover the costs, Skibbereen Credit Union has some tips to help ease the burden and let you focus at getting your child ready without the stress.

The biggest cost any parent will face each year is the school uniform. We all know that there Back-to-School-Savings-Chalkboardis a lot or wear and tear when it comes to our children’s clothes, especially with their uniform that they wear 5 days a week. Reducing the cost involved in a uniform can end up saving you a lot of money.

Most school jumpers have a crest on them, so you will need to buy this from the main suppliers, but shirts and trousers can be bought almost anywhere at a fraction of the cost. Shop around for any of the generic uniform items. Ties can also be part of a school uniform, but should last longer as it won’t need to be replaced as your child grows.

Buy a high quality schoolbag. It will last longer, and can be passed down to younger siblings or cousins as your child ages and moves onto secondary school where they’ll need a bigger bag to keep up with their workload.

Buying school stationery in bulk will also save money in the long term. Copybooks and pens don’t have an expiry date, and it’s often cheaper to buy them in bulk than individually.

If you want to set up a savings plan for your child’s education, then Skibbereen Credit Union is the place for you.  

The CHEAPEST RATE in the Market Place

Mid Summr Loan

  • Borrow up to €5000
  • Pay as little as €2 a week in interest
  • FREE Life Insurance included
  • We are providing you with up to €5000 in cash to spend any way you see fit helping you to avoid raking up big credit card debts!

You can apply online or by calling us on 028 21883.

This is a limited time offer and is only available until August 31, 2014.


Weekly Repayments Including Interest


1 Year

2 Years

3 Years





























                      Applies to new borrowings only

*7.22% APR                                                        Terms & Conditions Apply


Finance also available for larger loans and longer terms. For more information, visit our website.

Our May Loan Special at 6.99% is the cheapest small loan in the market place.

Skibbereen Credit Union is keeping the cost of borrowing low. We are providing you with up to €4000 in cash to spend any way you see fit helping you to avoid raking up big credit card debts.

  1. Borrow up €4,000
  2. Up 3 years repayment options
  3. Pay as little as €2 a week in interest

Apply now. Limited time – offer ends May 31 2012

                                                             7.22% apr. Terms & conditions apply

A new Business Development Programme for self employed people is now available. The West Cork Enterprise Board, Cork County Council and Skibbereen Credit Union are managing and co-ordinating this programme as a joint initiative and their objective is to work with a group of 15 people who wish to establish their own business in West Cork.

The aim of the Business Development Programme is to provide hands on support to enable clients to more easily create and develop their own business in West Cork. The Programme will fully support participants over the course of 6 months and will assist in providing training, mentoring, advice, contacts and general administrative support.

The Programme will assist with several areas of the business including business planning, marketing, sales and finance and it is envisaged that by the end of the programme, participants will have their businesses up and running.

Those wishing to take part should take note of the programme details:

•  Programme will be running until late August 2011
•  Up to a maximum of 15 West Cork participants will be recruited for the programme.
•  The programme is aimed at those who can fully commit to a 6 months programme
•  Is for those with a very specific business idea & who have ideally completed a Start Your Own Business Programme.
•  Is open to service & manufacturing type businesses from all sectors.
•  Open to West Cork clients (those based within Bandon and the Beara Peninsula catchment areas).

For all other details, including what will be provided, fees applicable and how to apply please visit:

Posted on: February 1st, 2011

Posted in Financial Services West Cork

Copyright © Progress Systems Limited