We have outlined our top budgeting tips to get people through the 2012 Christmas season

 1:      Budget, Budget, Budget. 
Plan how much you can afford to spend – and stick to it.

2:       Make a list.
Decide what you're going to buy in advance. Decide in the store and you'll spend more!

3:       Pay with cash where possible.
Avoid loans, credit cards, store cards, catalogues and money lenders – they'll cost you more.

4:      If you borrow be sensible.    

Borrow where the interest is right…..not on your doorstep!

5:       Compare prices.
Before you buy, compare online and between shops. You’ll be amazed at the difference.


Posted on: December 7th, 2012

Posted in Budgeting

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